What To Do When You Can’t Afford Your Medication
Posted November 29, 2018 by Mitch
Can’t Afford Your Medication? Here’s What to Do
1 in 7 people forego their medical prescriptions because they can’t afford them, and it’s no wonder.
With prescriptions costing some individuals hundreds of dollars for a single script, many people opt out of the treatment they need simply because it’s not affordable.
Sometimes health insurance will cover the medication, but not always. This can leave you with a huge out of pocket cost or may force you to go without something that you actually need.
In this post, we’ll talk about some of the solutions that may work for you if you can’t afford medication.
Talk to Your Doctor About Alternatives
If your doctor prescribes you something that is far too expensive, talk to him or her about alternative treatments. Usually, there is more than one drug that can treat the same thing, and doctors may try several different drugs before giving you one in particular.
Your doctor will already be familiar with the cost of many of the drugs and may be able to tell you which is cheaper. He or she can start you on the cheapest version of the treatment and see if that can help your problem from the outset.
Appeal to Your Insurance
One reason some people can’t afford medication is that their insurance refuses to cover it. In some cases, you can try and reason with your insurance to get them to cover a particular medication. Your doctor may also be able to help vouch for you to let your insurance know the medicine is medically necessary.
You may also want to speak to your employer about switching insurance policies, or if you’re covered individually, think about switching to a policy that will cover all of your medications.
Ask for Samples
Okay, so a doctor isn’t a spa or bakery that hands out free samples, but sometimes this can work.
Doctors will oftentimes receive free samples of drugs from various companies. They can give them to patients as they see fit. For example, if you need antibiotics, they may be able to give you a sample they have in their office free of charge.
A sample is not a long-term solution, however. So, if you need a drug for longer than a few days, you can use the sample to buy you time until you figure out how to get your medication. If you have been given a sample, and are looking for long term medication coverage, Prescription Hope can help.
Ask for a Prescription Discount Card
Some states have prescription discount cards that will grant you access to cheaper medication. Some are also connected to apps that let you see how much each pharmacy charges for each prescription. You can use this to comparison shop before you decide to drop off the prescription your doctor has written for you.
Some of the cards will also entitle you to a certain percentage off of the price of your medication.
Go On Medicaid
If you’re unable to fund your prescriptions but you need them, one solution is to go on Medicaid. This can help individuals who are low-income or who are disabled. In some states, Medicaid will cover all of your medication, which will allow you to receive the care and medicine you need. This way, you won’t be forced to go without it just to make ends meet.
The process for going on Medicaid can be long and arduous, so if you think you want to go on it, you should begin to process as soon as possible. Ask your doctor for any help that you may need, as they are typically used to working with Medicaid patients.
He or she may give you tips and tricks to help you qualify on your first application.
Get Affordable Name Brand Drugs with Prescription Hope
Prescription Hope is a service that allows you to get access to over 1500 name brand medications for just $50 per prescription. This is ideal if you’re unable to tolerate the generic brand, or no such generic brand of your medication exists.
Regardless of the price of your medication, you’ll only pay $50 per script. This is a fantastic deal for those who can’t afford medication. This is especially true for those whose medication can cost several hundred dollars for just one script.
If you’re interested in enrolling in our program, check out our quick answers to some of the most common questions first.
If you’re ready to start your enrollment immediately, head over to our enrollment page. We’ll get you started and on your way to being able to finally afford all of your prescriptions.
how will this work with humana and what about a renewal from the doctors how will it be filled
Feel free to contact Prescription Hope during business hours from M-F 8AM-4PM EST to get all your questions answered. Our number is 1-877-296-HOPE(4673).
Doe’s $50 cover a prescription with several refills?
$50 covers however much medication your doctor prescribes you for the month. Medications are typically delivered in 30-90 day supplies. Feel free to contact us with any other questions you may have!
1-877-296-HOPE(4673)
Why are all the “discount” offers and apps with popular pricey meds not an option if you are on Medicare? These are the people who need help the most. If you have regular medical insurance, no problem Getting into discount programs. Medicare and insurers associated with Medicare can’t qualify. Doesn’t make sense!
We can help you if you are on Medicare! Feel free to contact us with any questions you may have. 1-877-296-HOPE(4673)
Is Xyfaxin 550 mg covered with this insurance help?
Yes, that medication is in our formulary. Visit our enrollment page to create an account and fill out an application. Feel free to contact us with any questions you may have. 1-877-296-HOPE(4673)
We receive medications on a 90 day cycle, rather than a 30 cycle. Do you cover medications on a recurring basis? Would you do a script on 90 day cycle and charge the fee $50 x 3?
Yes, we do! Medications can be delivered in a 90 day supply, however, the cost of Prescription Hope is still $50 per month for each medication. Feel free to contact us with any other questions you may have! 1-877-296-HOPE(4673)
Is Humulin R 500 covered on your program?
Yes, that medication is covered! Visit the enrollment page to create your account and fill out an application. Feel free to contact us with any questions you may have.
1-877-296-HOPE(4673)
With Eliquis being so very expensive and constant trips for lab work due to the results fluctuating from the Coumidin that I take, the E;liquis is out of reach for me to be able to afford it. Does this mean that I can get it for $50.00 too?
Yes, we offer Eliquis for $50 per month! Visit the enrollment page to create an account and fill out an application, and feel free to contact us with any other questions you may have. 1-877-296-HOPE(4673)
Are Humira, Eliquis and Januvia covered?
Yes! We offer all 3 of those medications. Visit the enrollment page to create an account and fill out an application, and feel free to contact us with any other questions you may have. 1-877-296-HOPE(4673)
Prescription Hope has been a blessing on getting my husband’s Victoza medication. It is so expensive and when we lost our health insurance we thought he was going to have to do without it. But then we found Prescription Hope. Signing up with then is the best decision we have made in a long time.
Thank you so much for the kind words! We appreciate you!
Is the cost $50 per medication per month or is $50 per month for all medications?
$50 per month for each medication. However, you do not have to receive all your medications through Prescription Hope, you can just apply for the medications you take that cost you more than $50. Feel free to contact us with any other questions you may have. 1-877-296-HOPE(4673)
Is trilogy inhalers coved.
Yes! We can help you. Visit the enrollment page to create an account and fill out an application, and feel free to contact us with any other questions you may have.
1-877-296-HOPE(4673)
Is Combipatch covered
Yes, we offer that medication. Visit the enrollment page to fill out an application and feel free to contact us with any questions you may have. 1-877-296-HOPE(4673)
Do you cover Doryx MPC and would that still be $50 per month even though I’m prescribed to take it 3 times per day, rather than the typical 1 time? And do you cover Xyrem, even though it can only be dispensed through a single pharmacy in the US?
Yes, $50 per month covers whatever amount of medication that you are prescribed by your doctor. And yes, we do offer both of those medications. Feel free to contact us with any questions you may have. 1-877-296-HOPE(4673).
Is Xeljanz covered, or other rheumatoid arthritis medications, such as Remicade, Otezla, etc. My mom is suffering but the monthly out of pocket costs are over $1000.
Yes, we offer Xeljanz as well as other rheumatoid arthritis medications. Visit our enrollment page to fill out an application and feel free to contact us with any questions you may have.